Harp 2.0

The HARP 2.0 program is also known as, “Making Home Affordable, the Obama Refi.” The program was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without paying for mortgage insurance.

In order to be eligible for the HARP refinance program: Your loan must be backed by Fannie Mae or Freddie Mac. Current LTV (loan to value) must be greater than 80%. Must be current with no past due payments in 12 months. Home must have been purchased on or before 5/31/2009

Click here to see if you qualify

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Licensing

Licensed in Texas & Missouri.
Mike Richardson NMLS # 249199
Saint Charles Mortgage NMLS # 1207949

Equal Housing Lender

Contact Us

Missouri

Phone: (314) 607-8551
Address 633 OREGON TRAIL ST CHARLES MO 63304

Texas

Phone: (832) 384-8900
Address: 5214 BRIGANTINE CAY CT TEXAS CITY, TX 77590

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