Conventional Loans

Conventional loans are mortgage loans offered by non-government sponsored lenders. A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or adjustable rate.

While many think that a 20% down payment is required for all conventional loans, many lenders now offer low down payment options.

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Licensing

Licensed in Texas & Missouri.
Mike Richardson NMLS # 249199
Saint Charles Mortgage NMLS # 1207949

Equal Housing Lender

Contact Us

Missouri

Phone: (314) 607-8551
Address 633 OREGON TRAIL ST CHARLES MO 63304

Texas

Phone: (832) 384-8900
Address: 5214 BRIGANTINE CAY CT TEXAS CITY, TX 77590

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